Money is not a precise measure of intelligence.

Poor people are not always fools. Very often, people are simply unlucky.

They may have made reasonable choices and still ended up in a bad position. Wrong timing, bad health, a weak family, a difficult country, one failed opportunity, one accident—sometimes that is enough.

Money is not a precise measure of intelligence, character, or human quality.

Most poor people are ordinary people. Not stupid. Not inferior. Just less fortunate.

Do not confuse success with wisdom, or poverty with failure of mind.

Luck distributes outcomes far less fairly than people like to believe.